Lazy Cash

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Lazy Cash

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About Lazy Cash

Ian Meaker, CFA

Ryan Schmitz, CA (SA), ACMA, CGMA

Ryan Schmitz, CA (SA), ACMA, CGMA

Ian started Creative CFO (of which Lazy Cash is a part) in 2012 shortly after earning his CFA charter. Prior to that he spent 3 years in London at Merrill Lynch and received a B.Bus.Sci at the University of Cape Town with Honours in Finance and majors in Economics and Accounting.


He enjoys working at the confluence of finance and technolog

Ian started Creative CFO (of which Lazy Cash is a part) in 2012 shortly after earning his CFA charter. Prior to that he spent 3 years in London at Merrill Lynch and received a B.Bus.Sci at the University of Cape Town with Honours in Finance and majors in Economics and Accounting.


He enjoys working at the confluence of finance and technology, helping clients understand their businesses better by building financial systems and solutions tailored for high-growth SMEs. In his spare time, he enjoys mountain running, reading non-fiction, and exploring how AI can enhance work for knowledge professionals.


Lazy Cash was built by Ian using Ruby after listening to another DHH podcast.

Ryan Schmitz, CA (SA), ACMA, CGMA

Ryan Schmitz, CA (SA), ACMA, CGMA

Ryan Schmitz, CA (SA), ACMA, CGMA

Ryan has been with Creative CFO since 2020, and prior to that, he completed his studies at the University of Cape Town. Ryan enjoys a first principles and pragmatic approach to solving business challenges. He enjoys working in the financial services and tech industries and has a passion for automation and data.


He enjoys helping customers 

Ryan has been with Creative CFO since 2020, and prior to that, he completed his studies at the University of Cape Town. Ryan enjoys a first principles and pragmatic approach to solving business challenges. He enjoys working in the financial services and tech industries and has a passion for automation and data.


He enjoys helping customers understand their business by providing insights and solutions to unlock growth opportunities.

In his spare time, he’s an athlete and enjoys competing in endurance and multisport events.


Lazy Cash is Ryan's term for the money lying around idle in any business, something he zooms in on and fixes with his usual hyper-efficient treasury management methodology.

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